The value of the pension and the income they produce can fall as well as rise. You may get back less than you invested.
Pensions and Retirement
For many years pensions have been the traditional way for both individuals and businesses to save towards retirement.
In our experience many individuals have built up a number of pension funds over their working lives. Unfortunately with ever changing pension rules and allowances, it is often difficult to understand exactly how pension schemes work and how individuals can ultimately benefit from this powerful, taxed advantaged retirement planning tool.
The common issues we often come across are:
→ Pension are confusing and complicated
→ The rules on how to contribute towards pensions are always changing
→ Likewise the rules on how to take the benefits from pensions are also changing
→ The limits and allowances never remain the same
Our advisers provide expert guidance on pension and retirement planning issues, focusing on simplicity and efficiency. Our expertise ensures our clients take full advantage of any retirement planning opportunities.
The key areas in which we offer specialist advice are as follows:
→ Consolidation and simplification of existing pension plans
→ Expert advice for business owners to save for their retirement in a tax efficient way
→ Trusted recommendations for individuals approaching or in retirement
→ Assistance for individuals wishing to transfer pension benefits which they have built up from previous employers
With the radical changes for pensions introduced in April 2015, there has never been a more important time to gain professional advice and consultation on this important subject.
In addition to specific advice on pensions and retirement planning, you may also be interested in our Retirement Coaching Programme.
Please contact us on for an initial discussion on how we can help you achieve your retirement goals.
We offer all prospective clients an initial discovery meeting, at our expense, in order to understand whether there is a good fit between your requirements and our services.